Bridge Loans

Red Cliff, Colorado - A scenic view of a bridge crossing a deep canyon surrounded by densely forested mountains under a partly cloudy sky.

What Is A Bridge Loan?

Our bridge loan provides short term financing allowing for the purchase of a new home before the sale of the existing home. It is a short-term real estate loan designed to quickly cover a gap in financing. Unlike traditional long-term mortgages, our bridge loans are privately funded resulting in fast approval and funding. Based in Colorado, Jordan Capital Partners specializes in providing quick-turn bridge loans to local borrowers. We live and work in your community. You will work directly with Matthew and Kevin and receive personalize attention and care.

A snowy mountain landscape at sunset with a modern wooden building in the foreground and snow-covered peaks in the background.

Buy Before You Sell

Don’t miss out on your dream home while waiting to sell your current property. We provide temporary financing for your home purchase, giving you the opportunity to secure your next home - without the pressure of first selling your current home. With quick closing timelines, competitive and flexible terms, we offer personalized services catering to your individual needs with no underwriting and no hassles. Additionally, you retain the ability to use your preferred agents and lenders.

Black and white photo of snow-covered mountains and two people skiing in the foreground.

Qualify With Your Equity

At Jordan Capital Partners, we leverage the equity in your current home to provide a bridge loan that grants you a competitive advantage when buying a new home. The traditional debt-to-income ratios mandated by the majority of banks, credit unions, and other bridge loan providers frequently restrict buyers from qualifying for those loans.

A small wooden cabin on a grassy hill with mountains in the background under a clear sky.

Quick Moving and Flexible

Once you’ve found your next home, we can close in as little as three business days. A strong offer without a financing contingency will make your offer more attractive to sellers. On the other side of the transaction, you can list your current home on your timeline, aiming for the best sale price without rushing. This flexible financing tool empowers you to move quickly, negotiate confidently, and sell strategically.

Frequently Asked Questions

  • Jordan Capital Partners does not require borrowers to qualify for loans in the traditional sense. We are an asset-based-lender with the ability to analyze deal metrics and borrower merit without using traditional underwriting standards and debt-to-income requirements.

  • The bridge loan amount will likely be the purchase price of the new home. This will be repaid when you sell your existing home and obtain permanent financing on your new home.

  • We offer fair pricing with no hidden fees.

    We charge a 0.75% to 1.00% upfront Loan Security Fee. Then when the loan funds, we charge a 1% Funding Fee and interest, which can be added to the initial loan balance. Monthly payments are not required during the loan term.

    Some situations may qualify for discounted fees. Call us to discuss your specific situation.

  • Yes! After you have purchased your new home using a bridge loan from JCP, you can work with your preferred lender to obtain permanent financing.

  • Yes! You can work with any agent for listing your current home and the purchase of your new home.

  • Our typical Bridge Loan term is 120 days. Most of our loans only live three-to-four weeks. Over 94% of homes sell within 90 days. We have no prepayment penalties.